RPG Maker XP
I truly love this. I've always been a fan of creating my own games and stuff (why do you think I created this forum?
).
With RMXP you are given the tools to create your own EPIC RPG.
It really is unlimited. Create anything you want!
It includes sprites, music, characters... everything.
If you want more information on it, just watch a tutorial on YouTube.
Are you interested? They have a 30 day trial.
http://www.rpgmakerweb.com/product/rpg-maker-xpAfter that, you'll have to buy it for $29.99
There also are different RPG Makers, like VX. This is a newer version. It really looks bad. I do not recommend this one.
Use XP!